Mortgages

Find out how offsetting your mortgage can reduce the amount of interest you pay

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0845 609 4343

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How to apply for an Intelligent Finance Mortgage

If you're already an Intelligent Finance Savings or Current Account customer, you can simply log in to your online plan and select "Enhance Plan" - or call us on 0845 609 4343 ².

If you're new to Intelligent Finance, our mortgages are available exclusively as part of an offset plan through your local Professional Adviser.

Your Professional Adviser will be able to answer any questions you may have about our products or offsetting and will make the application on your behalf. They will include Intelligent Finance Savings and Current Account jars in your application, to ensure you can maximise the offsetting benefit.

How to find a local Professional Adviser

You can find a local Professional Adviser online at www.impartial.co.uk and search for advisers in your area.

Impartial.co.uk is an online 'Find a mortgage adviser' service that helps consumers find whole of market mortgage advice in their local area.

What should I check before I purchase a mortgage?

Make sure you only take mortgage advice from an FSA-registered Professional Adviser. You can find out more about the FSA register and check that your Professional Adviser is listed on it by visiting the FSA website.

 


 

² Calls to 0845 numbers from BT landlines will cost no more than 2p a minute, plus a 7p connection fee. The price of calls through other phone companies and from mobile phones will vary. The call price is correct at September 2008.

Need help?

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How do I apply?

Our mortgages are available exclusively as part of an offset plan through your local Professional Adviser.

How to find a Professional Adviser

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Already have an Intelligent Finance Savings or Current Account?

You can apply for a mortgage online. Just register for online banking first, then log in and select "Enhance Plan".

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See how much you could save

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How much could I borrow?
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Which mortgage is right for me?

Your home may be repossessed if you do not keep up repayments on your mortgage.

Please note that our mortgage range is available to new mortgage customers and to existing Intelligent Finance mortgage customers who are moving home.